Interiors, My Home

May. The month it starts.

May is going to be a tough month.

The reason May is going to be a tough month is because it is the month selected at random in which I shall begin to address the reasons why I haven’t yet amassed any form of real savings to use towards purchasing a house of my very own. I say selected at random, what I mean is the month following a meeting with a financial guru at my bank where it was made really quite apparent I have some way to go in order to save for that elusive lump sum.

Financial Guru: ‘So this direct debit to Time Inc is..?’
Me: ‘That’s a magazine subscription.’
Financial Guru: ‘And the one to Conde Nast?’
Me: ‘That’s a magazine subscription.’
Financial Guru: ‘And this one to Hearst Media… also a magazine?’
Me: ‘I don’t like your tone.’

I would never say I am flippant or wasteful with money. I have my priorities for the money I work hard to earn; namely fresh flowers, copious amounts of tasty veg and a plethora of interior magazines. At the same time, I’m also quite frugal with my money in other aspects of my life. I’m not one to blow money on a night out or even on eating out all too often. In some senses, I’m positively cost conscious. Just not when it comes to magazines it would appear.

And so May is the month where things are to be addressed in full. Monitored and scrutinised. Plans shall be made and cut backs shall occur. All in the quest of a home to well and truly call my own. If I had really, really tried I could have amassed a larger proportion of a deposit by now, this is absolutely true. I’m aware. My financial procrastination teamed with the general feeling that it would quite simply just never actually occur led me to just let the ISA go cold.

And so, I write it here for all to see. May shall be the month I make things happen. May shall be the start of it. I’d like to set a goal for the end of the year or some kind of tangible marker to reach and have within my grasp but this may well require some work. What is feasible? How long will it take? So many questions need answering before I can set myself any goals.

Perhaps there’s a magazine available with handy advice on how to get on the property ladder? There is? With a free blanket when you subscribe? Interesting.

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